With potential rate cuts on the horizon, many Canadians are asking whether a variable mortgage is the smarter move. This post breaks down the risks, rewards, and who should consider each option.

With mortgage renewals hitting harder in 2025, many homeowners are facing steep rate hikes. But beneath the challenges lie real opportunities—especially for buyers, investors, and savvy homeowners. Discover how today's economy is shaping the mortgage market, and how to navigate it with confidence.

Every industry has its own language and terms. These words and phrases can be confusing to anyone who is not part of the daily operations of a specific industry, and the mortgage business is no exception.

When myths about obtaining mortgages get passed along, many believe it to be the sole truth. However, misleading information can often affect your mortgage application and may even hinder your chance at homeownership. To separate fact from fiction and ensure a smooth home purchase, Anita Mortgage Team has debunked three of the most widely believed myths about mortgages.

When it comes to mortgage financing, you may have a ton of questions but find answers difficult to come by. At Anita Mortgage Team, we want to arm you with the most accurate information available to help you understand the mortgage process and obtain the best solutions for your needs. To do this, we’ve answered some of the most frequently asked questions about mortgage financing.

While the home-buying journey is filled with several exciting steps, applying for a mortgage is an overwhelming one. The stress and confusion of applying for a mortgage causes many to commit mistakes that prevent them from qualifying for a mortgage of their choice. To help you avoid some basic errors that you might live to regret, Anita Mortgage Team has put together a list of the most common mistakes people make when qualifying for a mortgage.

Anita Mortgage Team wishes you and your family a happy and safe holiday season, and all the best for the New Year 2020! Please don’t drink and drive!

If you need any assistance from us during the holiday season, feel free to get in touch with us by clicking here. 

Mortgage rates fluctuate depending on factors like inflation, levels of economic growth, monetary policy, and mortgage market conditions. Mortgage professionals study the market to keep up to date about economic conditions and the various mortgage products that are available.

Thanks for stopping by our blog. If you’re looking for more information about Anita Mortgage Team, you’ve come to the right place.

I’m Anita Lemke, proud owner of the Anita Mortgage Team.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

We are delighted to announce the launch of our new website!

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